Frequently Asked Questions (Find out more)

• You should be 21years and above
• You must have a valid means of identification
• You must run a current/Savings account with a commercial Bank in Nigeria.
• You must have a verifiable income.
• you must have a clean Credit Report

• Duly Filled Application form
• 1 Passport Photograph for Applicant
• A copy of valid ID and employee ID
• 3 – 6 months most recent salary bank statement
• Blank signed undated Cheques from applicant.
• If you are an outsourced employee or your employment has not been confirmed, you will be required to provide a guarantor who must be a permanent staff of your organization
• Copy of letter of Employment or Confirmation of Employment.
• A suitable guarantor who will provide the following:
  • Copy of Guarantor employee ID Card.
  • A valid means of ID card
  • 3 – 6 months most recent salary bank statement
  • Blank signed undated Cheques
  • Guarantor mail (from official E-mail)
  • Duly Filled Guarantor Form

• Duly Filled Application form
• 1 Passport Photograph
• 1 means of identification (international passport, driver’s license or national ID)
• Certificate of Incorporation
• 3 – 6 months most recent bank statement
• Memorandum of Association
• Copy of applicant employee/business ID Card.
• Blank signed undated cheques from the Applicant
• A suitable guarantor who will provide the following:
  • Copy of Guarantor employee/business ID Card.
  • A valid means of ID card
  • 3 – 6 months most recent salary bank statement
  • Blank signed undated Cheques
  • Guarantor mail (from official E-mail)
  • Duly Filled Guarantor Form

No. You can access our loans if you have a verifiable source of income either from paid hire or self-employed.

• A staff of any commercial bank or recognized Corporate entity in Nigeria.
• A senior civil servant from grade level 14 and above.

• Using a banker guarantor guarantees quicker loan processing than the civil servant guarantor.
• Presenting a Letter of Comfort from your HR in addition with a banker guarantor guarantees a lower interest rate than using a banker guarantor alone.

• We offer loan amount ranging from N10,000 to N500,000

• We offer loan amount ranging from N20,000 to N1,000,000

Our maximum repayment period is 3 months depending on the loan type.

Yes, you can but is subject to credit history from pervious loan facility.

There is no wait time. You can apply immediately.

You can get your money within 12-48 hours after all required documentations has been submitted and verified.

Yes, you can. We offer such flexibility on all our loans.

This shall be in line with the dates as contained in your agreement. However, if early liquidation is required, an ample notice should be given.